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Thursday, December 4, 2014

Health Care Reform Articles - December 4, 2014

Theater of the Macabre: U.S. Health Care in 2014

What are we doing?  Really. What is it we are doing to one another?  Our health care system is so dysfunctional and so profit-driven that most of us have come to accept as routine the inhumane, greedy and dangerous practices many (most) providers employ when we become their widgets. 
It's a theater of the macabre, and the players on stage are you and me and every other American who finds himself or herself injured or ill and in need of medical attention.  So it was last night when my husband's blood pressure soared to dangerous levels and he felt the vague ache of the chest pain that in the past has signaled an on-coming cardiac event.  It took some convincing, but I got him to go to the emergency room shortly before midnight.
Exempla-St. Joseph's Hospital is a fine hospital in our area, and that's where we ended up.  In the emergency room, nurses wasted no time in taking my husband, Larry, to an ER bed and starting the EKG, blood work and other assessments that would help the doctors know better what was going on.  Larry was still pretty shook up but clearly a bit relieved to be in a place where if he was on the verge of a heart attack (or had already had another one), he would likely survive.  It is terrifying for him to wonder when or if that next big event will come.
Once he was settled and test results were pending, a business office representative came into our room.  She asked the usual sorts of questions about insurance coverage and handed us some Medicare literature and patients' rights handouts.  Then she did what she probably legally is compelled to do but what ought to be illegal in any hospital.  She said to Larry, "You know if you are admitted, we do not accept your Humana supplemental insurance up on the floors.  Down here in the ER, we accept it, but not once you go upstairs.  Our competitors at St. Luke's take it, though, so I guess you just need to know that."  She went on to show her disdain for the Affordable Care Act/Obamacare, and acknowledged that she would support an improved and expanded Medicare for all, single-payer type reform.  "Who wouldn't want that?" she asked as she left the room and thanked us for our time.
I watched Larry's face tense and his cheeks flush as he started worrying about what we might owe if he were admitted.  He looked to me for some indication of what we ought to do.  I was certain if I told him that might mean we'd owe a substantial amount to St. Joe's for his care if he became an in-patient, he'd probably had said "No way" and demanded to go to a facility that accepted both his Medicare and the Humana supplemental for which he pays more than $200 each month.  We already owe this hospital for in-patient care given to me last January and biopsies in April that we are struggling to get paid off, and Larry would never tolerate owing them more.  Since I didn't want him to get all stressed out again and since that stress might well exacerbate the symptoms for which we were seeking care, I worked quickly to reassure him that he should not worry.  Never mind that his new cardiologist does her surgeries at this hospital, and now we find out his insurance may not provide full coverage.  What a mess.

Good News Inside the Health Spending Numbers

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