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Friday, January 22, 2016

Health Care Reform Articles - January 22, 2016

Doctors group welcomes national debate on ‘Medicare for All’

Doctors group welcomes national debate on ‘Medicare for All’

Nonpartisan physicians group calls single-payer reform ‘the only effective remedy’ for nation’s continuing health care woes and urges focus on facts, not rhetoric

FOR IMMEDIATE RELEASE, January 22, 2016
Contact: Mark Almberg, PNHP communications director, (312) 782-6006, mark@pnhp.org

Physicians for a National Health Program, a nonprofit, nonpartisan organization of 20,000 doctors who support single-payer national health insurance, released the following statement today by its president, Dr. Robert Zarr, a Washington, D.C., pediatrician.

The national debate on single-payer health reform, or "Medicare for All," that has emerged in the course of the presidential primaries is a welcome development. But unfortunately a number of misrepresentations about single-payer national health insurance – and the prospects for its attainment – have crept into the dialogue and are potentially misleading the public.
Most of these misrepresentations, or myths, have been decisively refuted by peer-reviewed research. They include the following:
Myth: A single-payer system would impose an unacceptable financial burden on U.S. households. Reality: Single payer is the only health reform that pays for itself. By replacing hundreds of insurers and thousands of different private health plans, each with their own marketing, enrollment, billing, utilization review, actuary and other departments, with a single, streamlined, tax-financed nonprofit program, more than $400 billion in health spending would be freed up to guarantee coverage to all of the 30 million people who are currently uninsured and to upgrade the coverage of everyone else, including the tens of millions who are underinsured. Co-pays and deductibles, which have been rapidly rising under the Affordable Care Act, would be eliminated. Further, the single-payer system’s bargaining clout would rein in rising costs for drugs and medical supplies. Lump-sum budgets for hospitals and capital planning would control costs even more.
recent study shows 95 percent of U.S. households would come out financially ahead under an improved version of Medicare for all. The graduated, progressively structured tax burden would be based on ability to pay, and the heavy cost to average U.S. households of private insurance premiums, co-pays, deductibles, and many currently uncovered services would be eliminated. Patients could go to the doctor or hospital of their choice, and would no longer be restricted to proprietary networks. Multiple studies over a period of several decades, including by the General Accountability Office and the Congressional Budget Office, show that a single-payer system would provide universal coverage at a much lower cost, per capita, than we are spending now. International experience confirms it. Even our traditional Medicare program, which falls short of a true single-payer system, has much lower overhead than private insurance, and shows that publicly financed programs can deliver affordable, reliable care.
A single-payer system would also greatly diminish the administrative burden on our nation’s physicians and hospitalsfreeing up physicians, in particular, to concentrate on doing what they know best: caring for patients.
Covering everyone for all medically necessary care is affordable; keeping the current private-insurance-based system intact is not.
Myth: The U.S. has a privately financed health care system. Reality: About 64 percent of U.S. health spending is currently financed by taxpayers. (Estimates that are lower than this exclude two large sources of taxpayer-funded care: health insurance for government employees and tax subsidies to employers and individuals for purchasing private health plans.) On a per capita basis, the amount of government-funded health care in the U.S. exceeds the health spending of nations with universal health systems, e.g. Canada. We are paying for a national health program, but not getting it.
Myth: A single-payer system would overturn the gains won under the Affordable Care Act and provide inferior coverage to what people have today. Reality: A single-payer system would go far beyond the modest improvements that the ACA made around the edges of our current private-insurance-based system and ensure truly universal care, affordability and health security. For example, H.R. 676, the Expanded and Improved Medicare for All Act,would guarantee coverage for all necessary medical care, including prescription drugs, hospital, surgical, outpatient services, primary and preventive care, emergency services, dental, mental health, home health, physical therapy, rehabilitation (including for substance abuse), vision care and correction, hearing services including hearing aids, chiropractic, durable medical equipment, palliative care, podiatric care, and long-term care. It would eliminate financial barriers to care like co-pays and deductibles and eliminate restrictive networks. It would end the steady erosion of job-based coverage under our current arrangements and disconnect insurance coverage from employment. H.R. 676 currently has 61 sponsors.
Myth: The American people don’t support single payer. Reality: Surveys have repeatedly shown that an improved Medicare for All is the remedy preferred by about two-thirds of the population. A recent Kaiser Family Foundation survey yielded similar results, showing 58 percent of Americans support Medicare for All. A solid majority of the medical profession favors such an approach, as well, as do more than 600 labor organizations, and many civic and faith-based groups.
Myth: The goal of establishing a single-payer system in the U.S. is unrealistic, or “politically infeasible.” Reality: It’s true that single-payer health reform faces formidable opposition, especially from the private insurance industry, Big Pharma, and other for-profit interests in health care, along with their allies in government. This prompts some people to conclude that single payer is out of reach and therefore not worth fighting for. While such moneyed opposition should not be underestimated, there is no reason why a well-informed and organized public, including the medical profession, cannot prevail over these vested interests. We should not sell the American people short. At earlier points in U.S. history, the abolition of slavery and the attainment of women’s suffrage were considered unrealistic, and yet the movements to achieve these goals were ultimately victorious and we now wonder how those injustices were allowed to stand for so long.
What is truly “unrealistic” is believing that we can provide universal and affordable health care, and control costs, in a system dominated by private insurers and Big Pharma.
We call upon our nation’s lawmakers and the political leaders of all political parties to heed public opinion and to do the right thing by acting swiftly to bring about the only equitable, financially responsible and humane cure for our health care ills: single-payer national health insurance, an expanded and improved Medicare for all.

America the Unfair?

by Nicholas Kristof

Donald Trump and Bernie Sanders don’t agree on much. Nor do the Black Lives Matter movement, the Occupy Wall Street protests and the armed ranchers who seized public lands in Oregon. But in the insurgent presidential campaigns and in social activism across the spectrum, a common thread is people angry at the way this country is no longer working for many ordinary citizens.
And they’re right: The system is often fundamentally unfair, and ordinary voices are often unheard.
It’s easy (and appropriate!) to roll one’s eyes at Trump, for a demagogic tycoon is not the natural leader of a revolution of the disenfranchised. But the populist frustration is understandable. One of the most remarkable political science studies in recent years upended everything rosy we learned in civics classes.
Martin Gilens of Princeton University and Benjamin I. Page of Northwestern University found that in policy-making, views of ordinary citizens essentially don’t matter. They examined 1,779 policy issues and found that attitudes of wealthy people and of business groups mattered a great deal to the final outcome — but that preferences of average citizens were almost irrelevant.
“In the United States, our findings indicate, the majority does not rule,” they concluded. “Majorities of the American public actually have little influence over the policies our government adopts.”
One reason is that our political system is increasingly driven by money: Tycoons can’t quite buy politicians, but they can lease them. Elected officials are hamsters on a wheel, always desperately raising money for the next election. And the donors who matter most are a small group; just 158 families and the companies they control donated almost half the money for the early stages of the presidential campaign.
That in turn is why the tax code is full of loopholes that benefit the wealthy. This is why you get accelerated depreciation for buying a private plane. It’s why the wealthiest 400 American taxpayers (all with income of more than $100 million) ended up paying an average federal tax rate of less than 23 percent for 2013, and less than 17 percent the year before.
Conversely, it’s why the mostly black children in Flint, Mich., have been poisoned by lead coming out of the tap: As Hillary Clinton noted Sunday in the Democratic debate, this wouldn’t have happened in an affluent white suburb. Lead poisoning permanently impairs brain development, but it’s not confined to Flint. Some 535,000 children across the country suffer lead poisoning, according to the Centers for Disease Control and Prevention.
Those kids never have a chance — not just because of the lead, but also because they don’t matter to the American political system. American politicians are too busy chasing campaign donors to help them.

The Many Problems With Bernie Sanders’s Health-Care Plan

BY 

Bernie Sanders’s health-care plan, which he released hours before Sunday night’s Democratic Presidential debate, under the rubric “Medicare for All,” is a remarkably ambitious effort, proposing as it does to replace the current mix of private and government insurance with a single-payer system. Yet the accompanying document devoted to explaining how the plan would work, and what it would mean for patients and providers, consists of just a couple of pages. Considering that Sanders wishes to bring about nothing less than a complete transformation of the U.S. health-care system, that seems a tad skimpy.
Of course, the document’s purpose is primarily political, so you could argue that it’s more important for Sanders to lay out his broad vision there than to get into specifics. The problem is that, when you’re talking about the health-care system, God (or the devil, depending on your perspective) is very much in the details. Moving to the kind of single-payer model that Sanders envisions would require a host of difficult choices. It would demand dramatic changes in the way that health-care providers of all kinds do business, and in the way patients get care.
Take the question of cost. Although the plan is called Medicare-for-All, in fact it’s much more generous than Medicare. It would give all Americans dental, vision, hearing, mental-health, and long-term care, massively expanding both the number of people who have insurance and the range of treatment they can get. It would also eliminate co-pays and deductibles. “As a patient, all you need to do is go to the doctor and show your insurance card,” the plan says. All things being equal, these changes would significantly increase the amount that Americans spend on health care (currently around three trillion dollars a year). Yet the plan also calls for trillions of dollars less to be spent on health care over the next ten years. In other words, Sanders is promising more coverage and more treatment, for a dramatically lower cost. How would he pull this off?
The answer in the document is vague: “Reforming our health care system, simplifying our payment structure and incentivizing new ways to make sure patients are actually getting better health care will generate massive savings.” The general idea seems to be that moving to the single-payer model will lead to a huge drop in administrative costs, and will also allow the government to use its leverage to drive down the prices of drugs and medical devices. According to an analysis that the campaign released by Gerald Friedman, a professor of economics at the University of Massachusetts at Amherst, costs in the new system would also rise much more slowly than they do today. Sanders claims that, all told, his plan will save ten trillion dollars across ten years.
Neither the plan nor Friedman explains where those ten trillion dollars would come from. “The pleasure of being an academic is I can just spell things out and leave the details to others,” Friedman told the Times. “The details very quickly get very messy.” A study he published in 2013 of a single-payer plan that was introduced in the House by Representative John Conyers, of Michigan, suggests that Friedman is assuming a single-payer system would save almost five hundred billion dollars in administrative costs, by eliminating the huge bureaucracy now devoted to billing- and insurance-related issues. Cutting prescription-drug spending would save another hundred and twenty billion or so. But even if you accept these estimates as realistic (plenty of observers would not), where are the rest of the savings, approximately four hundred billion dollars a year, going to come from? The best the campaign can offer is a vague reference, in Friedman’s analysis, to “a slowdown in the growth of spending.”
The truth is that if you want to save a trillion dollars a year in health-care spending, you can’t do it solely by cutting administrative costs and drug prices. You have to be willing to spend far less on medical procedures and services, and to be far more rigorous about expenditures for new medical technology. That would probably mean a drop in income for some doctors, particularly high-priced specialists, as well as for many hospitals. Providers would also have to relinquish a great deal of control over their facilities and equipment.
Indeed, a proposal for a single-payer system made by Physicians for a National Health Plan, the organization that has done perhaps the best work studying how to make such a model cost-effective, calls for the complete abolition of for-profit hospitals, and places the responsibility for managing “health facilities and expensive equipment purchases” in the hands of regional planning boards. Sanders’s initiative would almost certainly require something similar, but he says nothing about what will happen to hospitals. In fact, the word “hospital” doesn’t even appear in his plan. This might be politically sensible, since talk of government planning boards deciding whether or not your hospital gets a new MRI machine would undoubtedly make some people nervous. But it’s not exactly forthright.

The Sanders plan also makes it sound as though Americans would never again have to worry about not having coverage for some treatments, or about not being able to see their preferred doctors. “Patients will be able to choose a health-care provider without worrying about whether that provider is in-network and will be able to get the care they need without having to read any fine print or trying to figure out how they can afford the out-of-pocket costs,” it says. If a single-payer plan is to hold down costs, though, the government will have to make choices about paying for some things and not for others, which necessarily means that some treatments people really want won’t be covered. Indeed, a footnote in Friedman’s analysis acknowledges that his figures assume that twenty per cent of people’s projected out-of-pocket costs would be for things found to be “not medically necessary.” Similarly, a single-payer plan, if it is to keep costs down, would have to limit how much it would pay doctors, which would likely mean excluding from the system those who won’t accept lower fees. In that event, some patients would no longer be able to see the doctors they wanted. (The plan generally fails to discuss the thorny question of whether people will be able to get health care outside of the single-payer system, either by purchasing supplementary insurance or paying doctors directly, as they do now with physicians who don’t accept their insurance.)
The point isn’t that a single-payer system is a bad idea, per se, nor even that it’s wholly unrealistic from a political perspective. Rather, it’s that Sanders needs to be more forthright and detailed about what his plan would entail, and specifically about the fact that it would require major and often unwelcome changes not just for businesses that many people dislike, such as insurance and drug companies, but also for doctors and hospitals, which are generally popular. And he should acknowledge that the single-payer model would, in some cases, mean big and potentially controversial changes for patients, too. Moving to a single-payer system would be a tumultuous experience, and it’s a proposal worthy of a great deal of open debate. Sanders can certainly make a case that such a transition would be beneficial, given the enormous amount of waste and inefficiency in our current system. But he needs to stop pretending that it would be easy.


http://www.newyorker.com/business/currency/what-bernie-sanderss-health-care-plan-leaves-out?mbid=nl_012016_Daily&CNDID=22403094&spMailingID=8454694&spUserID=MTA5MjQwMDk1NDk4S0&spJobID=842221165&spReportId=ODQyMjIxMTY1S0

Clinton changes tone on Sanders

Allies acknowledge her sharper attacks of last week have backfired.
Allies acknowledge her sharper attacks of last week have backfired.
INDIANOLA, Iowa — As her allies acknowledged that her forceful attacks on Bernie Sanders have backfired, Hillary Clinton on Thursday softened the edges on her criticism of her main primary opponent, arguing that his heart is in the right place even if his proposals are wrong.
Her new tone marked a contrast from last week, when her forceful dismissal of his universal health care system appeared to boomerang.
Clinton allies grimaced when Chelsea Clinton told a crowd in New Hampshire that the Vermont senator would “dismantle Obamacare." She was the wrong messenger, they said, delivering the wrong message.
The Clinton campaign said the former first daughter was merely responding to a question. But even Clinton’s own attacks on Sanders’ “Medicare for All” health care plan seemed to unsettle many Democrats who consider a single-payer system a cherished ideal.
“His plan would take Medicare and Medicaid and the Children's Health Insurance Program and the Affordable Care Act health care insurance and private employer health insurance, and he would take that all together and send health insurance to the states, turning over your and my health insurance to governors,” she said last week, calling out Iowa Republican Gov. Terry Branstad.
Clinton allies said the attacks alienated potential supporters.
“For Hillary and Chelsea to say the likes of Bernie Sanders are going to result in people losing their health care — what are they talking about?” fumed one 2008 veteran.
Sanders’ campaign did fundraising off the onslaught from her surrogates and campaign. “Thanks, Team Clinton,” a spokesman blasted out in a news release last week, announcing the campaign raised $1.4 million in the day following her attacks.
But on Thursday, in organizing meetings across Iowa, Clinton struck a different tone — she embraced Sanders’ ideals while explaining why she believes her methods are a better way of getting there.
“Sen. Sanders and I share many of the same goals,” she said at the first of three events, an organizing meeting at Simpson College in Indianola. And later in her 30-minute speech, discussing Sanders’ health care plan: “I know Sen. Sanders cares about covering more people, as I do.”
But her message was clearer: “in theory isn’t enough … I’m not interested in ideas that sound good on paper, but will never make it in the real world.”
Lauding Sanders for having the right idea, at least, may have been a more appealing tone for the audience, where many of Clinton’s own diehard supporters said they like what they see in Sanders.
“I know Bernie, and I think he’s a good man — and I think he’d be a good running mate,” said Sally Gibson, a retired teacher supporting Clinton. “He’s a good man, we need people like that.”
Indeed, Clinton tried to straddle the line between lauding Sanders’ intentions while portraying his plans as unrealistic.
“Sen. Sanders has been in Congress for 25 years — he’s introduced his health care plan nine times,” Clinton said. “But he never got even a single vote in the House, or a single Senate co-sponsored. Now he has a new plan. You hear a promise to build a whole new system, but that’s not what you’ll get. You’ll get gridlock. And endless wait for advancements that will never come. The people I’ve met can’t wait.”
“In theory,” she said, “there’s a lot to like about some of his ideas. ... A president has to deliver in reality.”

Sanders Makes a Rare Pitch: More Taxes for More Government

by Josh Barrow

Senator Bernie Sanders’s health care plan is advancing a notion that has long been out of fashion in American politics: that the federal government should provide a new, expensive service to most Americans, and that it should levy significantly higher taxes on most Americans to provide that service.
He is proposing a health care plan that would require over a trillion dollars a year in new, broad-based taxes applying to nearly all Americans who work. His main opponent, Hillary Clinton, has reiterated President Barack Obama’s pledge not to raise taxes even on many affluent families, setting her cutoff for tax increases at $250,000.
His campaign estimates that his plan to cover all Americans with a zero-deductible, zero-co-pay health plan will add $1.38 trillion a year to government spending. There are reasons to think that estimate is optimistically low, but even if it’s correct it’s still a lot of money: Paying for it would require increasing federal tax receipts by about a third, and Mr. Sanders has a plan to do so.
According to revenue estimates provided by the campaign, $238 billion of his new revenues would come from taxes focused specifically on people making more than $250,000 a year or inheriting estates larger than $3.5 million.
Income tax rates would get progressively higher at the top, maxing out at 52 percent for people making over $10 million per year. (Currently, the maximum federal income tax rate is 39.6 percent.) Mr. Sanders would eliminate tax preferences for capital gains for people making over $250,000, and also limit the value of tax deductions they could take.
That would be a large tax increase on the wealthy, similar in size to the tax increase high earners faced in 2013. That’s when portions of the Bush tax cuts expired and taxes in the Affordable Care Act came into effect, causing the effective tax rates for the top 400 taxpayers to rise by seven percentage points.
Still, this wouldn’t be the main source of financing for his plan. Most of the new revenue, about $1.15 trillion a year, would come from broad-based taxes: $630 billion from a 6.2 percent employer-paid tax on payrolls; $210 billion from a 2.2 percent income tax, applied to the existing taxable income base; and $310 billion from the elimination of existing tax preferences for health benefits.
The third item is a somewhat complicated idea: Currently, health insurance benefits are exempt from both income and payroll taxes. If employers didn’t need to pay for health insurance, economists generally believe that, in the long run, their spending on health insurance would shift into taxable wages and salaries. That is, eliminating employer-based health insurance would cause wages and salaries to go up.
Under Mr. Sanders’s plan, employers would need to use some of the money they were spending on health insurance to pay the new 6.2 percent payroll tax, but this would be less than what they’re spending on health insurance now. If the difference went into higher wages, that would mean $310 billion a year in new income and payroll taxes, on average over the next 10 years.


Nurses Applaud New Sanders Plan for Healthcare for All

‘Protecting Our Most Precious Gift – Our Health’
WASHINGTON - National Nurses United today enthusiastically welcomed Sen. Bernie Sanders’ new plan for achieving the dream of countless Americans for nearly a century – healthcare coverage for everyone.

Sanders’ plan also aligns with the official position of the AFL-CIO, which has endorsed single payer health care, Medicare for all – most recently again last July when the AFL-CIO specifically endorsed single payer as part of its national Raising Wages campaign, noted NNU Executive Director RoseAnn DeMoro, a national vice president of the AFL-CIO.

“Finally, a real plan from a leading Presidential candidate that will guarantee healthcare for every American, just as every other major nation has done,” DeMoro said.

“This is a plan that will end the long nightmare facing the nation’s uninsured, and those having to choose between getting the care they need or putting food on the table for their families. And it protects our most precious gift, our health,” DeMoro said.

“By eradicating the crisis of the 29 million who are still uninsured, and the tens of millions more facing medical debt, even with the gains made under the Affordable Care Act, this plan would cut health care costs, put money back in consumers’ pockets, create jobs,  and address a major cause of income inequality, un-payable medical bills.”

“Instead of being held hostage to a corporate system based on profits and price gouging, with Sanders’ Medicare for all plan we can finally have a system based on patient need, with a single standard of quality care for all, regardless of ability to pay, race, gender, age, or where you live. That’s a beautiful thing,” DeMoro said.
As Sanders notes, DeMoro continued, “his plan includes a pledge to provide comprehensive coverage, inpatient and outpatient, emergency care, dental care, vision, long term care, prescription drugs, medical supplies, and other basic needs. One medical card, no networks that limit patient choice of doctor or other provider, no fighting with insurance companies over needed care they refuse to pay for.”

“And, contrary to those in the Clinton camp who have claimed that Sen. Sanders wants to turn our healthcare over to state governors, many of whom have refused to expand Medicaid under the ACA, the Sanders plan would be federally administrated, with national standards and national reimbursements.”

Ultimately, any single payer plan is a financing mechanism. All final details would remain to be ironed out in the legislative process, as occurred with the ACA as well.

“Bernie Sanders has certainly emphasized the power of the healthcare industry lobby in Congress, and that it will take the power of a grassroots political movement that he talks about to enact this plan. Nurses will be in the forefront of that effort,” DeMoro noted.

In his announcement, Sanders said that “the typical family earning $50,000 a year would save nearly $6,000 annually in health care costs.”

That, DeMoro continued, means, as NNU has long noted, improved Medicare for all will raise real wages for American workers and income will go up for nearly everyone. And, as NNU and other health economists have pointed out, that will give consumers more resources to spend, creating a huge multiplier effect for the economy.

An NNU study in 2009, on the eve of debate over the ACA, predicted that single payer would create some 2.6 million new jobs alone, plus substantial increases in federal and state revenues.

A recent New York Times/Kaiser Family Foundation survey found that 20 percent of people under 65 who have health insurance continue to face significant problems with medical bills, despite the ACA. 

The Times report found that 63 percent of those burdened by medical bills said they had “used up all or most of their savings,” 42 percent had to take on another job or work more hours, 11 percent had to move or take in roommates, and 11 percent had to turn to charity due to those bills.

“Those days will come to an end when we pass the Sanders proposal.”

“Now we have the framework for a plan that will save lives, achieve the dreams of Americans for nearly a century for guaranteed health care, help the fight to create jobs and reduce income inequality. Sen. Sanders deserves our thanks, and nurses will fight to make the dream come true,” DeMoro concluded.

Debunking the Case Against Bernie

As Sanders catches up to Hillary in the polls, corporate media circles the wagons as expected. 


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