Florida Man Says He Killed Sick Wife Because He Couldn’t Afford Her Medicine, Sheriffs Say
By CHRISTINE HAUSER
MAY 19, 2016
William J. Hager, 86, said he had run out of options.
His wife, Carolyn Hager, 78, had been ill for the last 15 of the more than 50 years they were married. The cost of her medications had become so burdensome that they could no longer afford it, he said. So on Monday morning while she was sleeping, he told the deputy who came to their Florida home, he shot her in the head.
The killing in Port St. Lucie and Mr. Hager’s explanation were detailed in an arrest affidavit and by local news media reports.
The case appeared to highlight the difficulties faced by older people who are on fixed incomes and are responsible for paying for their medicine when they are ill or in pain.
At the sheriff’s office, Mr. Hager told deputies that his wife had a “lot of illnesses and other ailments which required numerous medications,” which he “could no longer afford,” the affidavit said.
According to a study by the AARP, an advocacy group for people over 50, specialty drugs that treat complex, chronic conditions such as Parkinson’s disease and rheumatoid arthritis come with huge price tags.
Deputies said that Ms. Hager had severe arthritis and other health issues, but they declined to name the drugs she needed, citing privacy laws, according to WPTV, a TV station in West Palm Beach. Records show the Hagers filed for bankruptcy in 2011, and Mr. Hager worked at Sears for a short time to try to pay for the medication, the station said.
When a deputy sheriff arrived at the Hagers’ house Monday afternoon, Mr. Hager told him, “I have bad news,” according to the affidavit. Ms. Hager’s body was propped up with pillows in a bed, covered with a blanket.
Mr. Hager said he had killed her at 7:30 a.m. while she was asleep, according to the affidavit. He placed the gun, a Colt .32 revolver, on a dresser, went into the kitchen of their home and drank coffee. He then called his daughters to tell them what he had done before calling 911 in the afternoon.
The couple had been married for more than 50 years, local news organizations said. It was not immediately clear if they had Medicare or any other insurance.
Mr. Hager was arrested on a charge of first-degree premeditated murder. He appeared before a circuit court judge by video from jail, but had not yet been entered a formal plea or been assigned a public defender, said Kara Odom, a court administrator.
“He was perfectly clear on that he was going to be arrested and go to jail, but again, he felt that this is where it had gotten to him and this was his course of action,” Chief Deputy Garry Wilson of the sheriff’s department said, according to the Treasure Coast Newspapers. “He showed emotion and he was very clear that he was out of options in his mind.”
Cooking the books on single payer
The Urban Institute’s Hatchet Job on Medicare for All
By Steffie Woolhandler and David U. HimmelsteinLas Vegas Review-Journal, May 17, 2016
The latest attack on Bernie Sanders’ single-payer health reform proposal comes from John Holahan and his colleagues at the Urban Institute. They claim that under Sen. Sanders’ plan medical spending would shoot up by $518.9 billion in 2017 alone, and by $6.6 trillion over the next decade.
Mr. Holahan’s analysis couldn’t pass a laugh test — it’s based on absurd assumptions, ignores a raft of real-life evidence from both the United States and abroad, and directly contradicts itself — but serious people seem to be taking it seriously. So we’ll recite a few of its most egregious gaffes.
Mr. Holahan insists we can’t get more than piddling savings on insurance overhead and the vast costs for billing and bureaucracy that insurers inflict on doctors and hospitals.
Traditional Medicare runs for less than 3 percent overhead, and insurance overhead in Canada’s single-payer system is 1.8 percent. But Mr. Holahan proclaims that a single-payer system here couldn’t get below 6 percent. That drives his spending estimate up by $1.7 trillion over the next 10 years.
While the Urban Institute crew low-balled single-payer savings on insurance overhead, they no-balled the huge bureaucratic savings for hospitals and doctors’ offices under a streamlined single-payer system.
Every serious analyst of single-payer reform has acknowledged these savings, including the Congressional Budget Office, the Government Accountability Office, and even a consulting firm owned by the nation’s largest private insurer, UnitedHealth Group. And they’ve all found that the provider savings on paperwork are even larger than the savings on insurance overhead.
Today our hospitals spend one-quarter of their total revenues on billing and administration. That’s more than twice as much as hospitals in Canada or Scotland, where hospitals get paid a lump-sum budget and don’t have to bill separately for each bandage and aspirin tablet.
And America’s doctors spend at least one-fifth of every working day (and tens of billions of dollars) on bureaucracy and billing hassles that would mostly disappear under single-payer.
A reasonable accounting for the administrative savings for doctors and hospitals would cut Mr. Holahan’s cost estimate by another $2.6 trillion over 10 years. Add in about $1.5 trillion in administrative savings for nursing homes, home care agencies, pharmacies and other health care providers and the grand total of Holahan’s administrative savings estimate is off by about $5.8 trillion.
While they understate single-payer health care savings by about $6.9 trillion, the Holahan group also overstates new costs, based on a projection of massive and implausible increases in doctor visits and hospital care. Their estimates suggest that single-payer reform would result in about 200 million additional doctor visits and seven million more hospitalizations each year. But there just aren’t enough doctors and hospital beds to deliver that care.
Instead of a huge surge in utilization, more realistic projections would assume that doctors and hospitals would cut back on the unnecessary care they’re now delivering (about 10 percent of all care, according to the National Academy of Medicine), and deliver more care to patients who are currently underserved.
That’s what happened in Canada, and in the United States when millions got coverage under Medicare. In both instance there was no overall increase in doctor visits, just a shift from the healthy and wealthy to sick, newly-insured patients. Doctors and hospitals routinely adjust care to meet demand; that happens every year during flu season.
Today, surveys show that most doctors would welcome national health insurance, and thousands of physicians recently issued a call (and detailed proposal) for single-payer reform in the American Journal of Public Health.
In the real world, single-payer systems in dozens of nations are providing more and better care at lower cost than our system, and Sanders’ plan (and the plan proposed by Physicians for a National Health Program) would almost certainly decrease health spending over the next 10 years.
Steffie Woolhandler, M.D., M.P.H., and David U. Himmelstein, M.D., are internists in the South Bronx, professors at the City University of New York School of Public Health at Hunter College, and lecturers in medicine at Harvard Medical School.
http://www.pnhp.org/print/news/2016/may/cooking-the-books-on-single-payer
Sanders Has It Exactly Right: Majority of Americans Want 'Medicare for All' System
Gallup survey results highlight 'broad, national longing for a more humane health care system that treats health care as a human right'
by Lauren McCauley
Bernie Sanders' call to replace the Affordable Care Act (ACA) with a single-payer healthcare system is a policy that a strong majority of Americans agree with, according to a new Gallup survey released on Monday.
Fifty-eight percent of all U.S. adults favor replacing the ACA with a federally-funded healthcare program, such as Sanders' Medicare for All.
This is compared with 48 percent who prefer to keeping Obama's healthcare system in place, a policy which has been a cornerstone of Democratic frontrunner Hillary Clinton's campaign platform.
"While the ACA curbed some of the most egregious insurance abuses, our healthcare system remains a profit-focused, bureaucratic nightmare for far too many people," Jean Ross, registered nurse and co-president of National Nurses United, told Common Dreams by email.
Speaking to the Gallup survey findings, Ross added: "What the Bernie Sanders campaign has demonstrated is a broad, national longing for a more humane health care system that treats health care as a human right not based on ability to pay, or your age, gender, race, or where you live." The 185,000-member union has endorsed the Vermont senator, citing his single-payer healthcare plan as one of the key reasons behind their support.
Last week, Clinton "took a step left," as the New York Times put it, with the suggestion that as president she would offer a public option for people above a "certain age."
Notably, when the results were broken down by party affiliation, Gallup found that 41 percent of Republican and Republican-leaning voters prefer the public option compared to just 16 percent who would want to keep the ACA.
"This may reflect either that Republicans genuinely think a single-payer system would be good for the country, or that they view any proposal to replace the ACA ("Obamacare") as better than keeping it in place," the pollsters state.
Gallup survey results highlight 'broad, national longing for a more humane health care system that treats health care as a human right'
by Lauren McCauley
Bernie Sanders' call to replace the Affordable Care Act (ACA) with a single-payer healthcare system is a policy that a strong majority of Americans agree with, according to a new Gallup survey released on Monday.
Fifty-eight percent of all U.S. adults favor replacing the ACA with a federally-funded healthcare program, such as Sanders' Medicare for All.
This is compared with 48 percent who prefer to keeping Obama's healthcare system in place, a policy which has been a cornerstone of Democratic frontrunner Hillary Clinton's campaign platform.
"While the ACA curbed some of the most egregious insurance abuses, our healthcare system remains a profit-focused, bureaucratic nightmare for far too many people," Jean Ross, registered nurse and co-president of National Nurses United, told Common Dreams by email.
Speaking to the Gallup survey findings, Ross added: "What the Bernie Sanders campaign has demonstrated is a broad, national longing for a more humane health care system that treats health care as a human right not based on ability to pay, or your age, gender, race, or where you live." The 185,000-member union has endorsed the Vermont senator, citing his single-payer healthcare plan as one of the key reasons behind their support.
Last week, Clinton "took a step left," as the New York Times put it, with the suggestion that as president she would offer a public option for people above a "certain age."
Notably, when the results were broken down by party affiliation, Gallup found that 41 percent of Republican and Republican-leaning voters prefer the public option compared to just 16 percent who would want to keep the ACA.
"This may reflect either that Republicans genuinely think a single-payer system would be good for the country, or that they view any proposal to replace the ACA ("Obamacare") as better than keeping it in place," the pollsters state.
The Picture of Health:
At Home, at Work, at Every Age, in Every Community
by The Urban Institute
The United States spends nearly twice as much per person on health care as other rich nations, but we’re no healthier for it. Americans are sicker and die younger than people in other high-income countries. We have higher rates of infant mortality, obesity, heart disease, and AIDS. We’re also more likely to die from traffic accidents, drug overdoses, and gunshot wounds.
“Study after study confirms that the health of Americans is suffering dramatically and even slipping in some cases,” according to Laudan Aron, a senior fellow at the Urban Institute.
We’re all vulnerable, regardless of age, race, or income. Even well-off Americans are less healthy than their counterparts in other countries. We’re not used to hearing this, which is why Princeton economists Anne Case and Angus Deaton caused such a stir when they reported that death rates for white, middle-aged Americans are actually rising.
It’s also why the graphic below is so startling, particularly the trend among American women.
What’s happening to our health and survival? And what can we do to change course?
To start answering these questions, we need to broaden our understanding of health. Health is driven by much more than what happens in the doctor’s office, so our health problems can’t be solved by health care alone.
The United States spends nearly twice as much per person on health care as other rich nations, but we’re no healthier for it. Americans are sicker and die younger than people in other high-income countries. We have higher rates of infant mortality, obesity, heart disease, and AIDS. We’re also more likely to die from traffic accidents, drug overdoses, and gunshot wounds.
“Study after study confirms that the health of Americans is suffering dramatically and even slipping in some cases,” according to Laudan Aron, a senior fellow at the Urban Institute.
We’re all vulnerable, regardless of age, race, or income. Even well-off Americans are less healthy than their counterparts in other countries. We’re not used to hearing this, which is why Princeton economists Anne Case and Angus Deaton caused such a stir when they reported that death rates for white, middle-aged Americans are actually rising.
It’s also why the graphic below is so startling, particularly the trend among American women.
What’s happening to our health and survival? And what can we do to change course?
To start answering these questions, we need to broaden our understanding of health. Health is driven by much more than what happens in the doctor’s office, so our health problems can’t be solved by health care alone.
By David Woods
One hears these days mutterings by disaffected Americans that if Donald Trump becomes president, they will pack their bags and leave for Canada. One assumes, of course, that no wall will be built along the border to thwart their exit.
I made the reverse trip. Having emigrated from Britain to Canada, where I became the editor in chief of the Canadian Medical Association Journal, I opted to come to the United States in 1988 for personal reasons.
But I was also taken with American rugged individualism and a health-care system focused on market forces and competition. I wrote articles for the Economist Intelligence Unit and other periodicals on the wonders of the American system. In print, I debated longtime advocates of single-payer national health insurance, extolling the virtues of the health-care market that others abhorred.
Gradually, though, I too began to have doubts about market-driven health care. Over the 25 years that I've lived on the U.S. side of the border, I've come to the view that the American health-care system - which still leaves 11 percent of the population uninsured, despite the Affordable Care Act - is inferior to the health systems in Canada and the United Kingdom.
One of the ACA's architects, Dr. Ezekiel Emanuel, describes the U.S. health system as a "terribly complex, blatantly unjust, outrageously expensive, grossly inefficient, error-prone system." Unfortunately, that's still true, six years after the ACA's passage.
The reform didn't address the fundamental problem in U.S. health care: It's more about profit than patients.
Controlling health-care costs is essential to the long-term financial health of the United States. A single-payer system would make truly universal coverage affordable, costing no more than we already spend on health care. Of the $3.1 trillion the United States will spend on health care this year, 63 percent is taxpayer-financed, funding Medicare, Medicaid, and Veterans Affairs, along with private coverage for government employees and tax subsidies for employers.
Because of its fragmented, profit-driven system, the United States spends 18.1 percent of gross domestic product on health care, compared with about 8 percent in Britain and 11 percent in Canada. Much of U.S. health spending is simply wasted. For example, 25.3 percent of hospital expenditures go to administrative costs, compared with 12.4 percent in Canada, where there is a single payer in each province and hospitals are mainly funded on a global or lump-sum basis.
Canadians also save money by training a higher percentage of primary-care doctors relative to specialists, negotiating drug prices with pharmaceutical companies, and prohibiting drug companies from advertising directly to consumers. These measures would save Americans billions annually. Americans spend $1,010 per capita on pharmaceuticals; Swedes spend less than half that, according to the Organization for Economic Cooperation and Development. The reason? Sweden doesn't pay the list price.
Lobbying and influence-peddling by the pharmaceutical and insurance industries keeps the United States from adopting a single-payer health system. Several presidential candidates this season seemed completely under their hypnotic sway. The private insurance industry brazenly tells me, now a U.S. voter, which doctors I can see, charges me astronomical premiums, not to mention co-pays and deductibles, and then wants me to believe that having publicly funded health care that would allow me to go to any doctor in the United States without a $5,000 deductible would be "socialism."
And don't believe the widely held U.S. notion that Canadians suffer long waits for care. That's a canard. We are not going to cut U.S. health spending to Canadian levels. With our much higher level of spending, waits would not be an issue, even with the population aging. Japan and many countries in Europe already have higher percentages of elderly citizens than the graying of the baby boomers is projected to produce.
In his book In Search of the Perfect Health System, British economist Mark Britnell notes that the British love their single-payer National Health Service because of its fairness; it's available to everyone. He even quotes a former U.K. finance minister who said that the NHS is the closest thing the English have to a religion. Their single-payer system keeps quality indexes up and costs down for the population at large. This enables the British to invest additional funds in education and economic stimulation, areas that also contribute to health and well-being.
The United States should take a lesson from the example of nations with single-payer systems. They offer a measure of hope and optimism that high-quality health care can be the right of all Americans, if they demand it.
David Woods is a former editor in chief of the Canadian Medical Association Journal. hmi3000@comcast.net
The case of the $629 Band-Aid — and what it reveals about American health care
Last January, Malcolm Bird took his 1-year-old daughter, Colette, to the local emergency room. His wife had accidentally cut the young girl's pinky finger while clipping her fingernails, and it had begun to bleed. They were nervous, first-time parents who wanted a doctor's opinion.
Colette turned out to be completely fine. A doctor ran her finger under the tap, stuck a Band-Aid on her pinky, and sent the family home.
A week later, something else showed up at home: a $629 hospital bill for the Band-Aid and its placement on Colette's finger.
His insurance had negotiated the price down to $440.30, the amount Bird — who was still in his deductible — was expected to pay.
"My first thought was, how could this possibly cost $629?" Bird told me when we spoke in April. "So I wrote the hospital a letter, expecting them to say, yeah, that's a bit excessive, and lower the price."
That didn't happen. The hospital sent him back a long letter explaining why it would stick with the price. The fees, the hospital's leadership responded, were justified — and it ultimately sent his unpaid bill to a debt collection agency.
Bird sent me all his correspondence with the hospital, which I ran by medical billing experts. His experience provides a unique window into how emergency health care billing works in the United States, and how easy it is for customers to end with a surprise bill for a relatively small service — like a Band-Aid on a child's finger.
"5 minutes, water, gauze, and a band aid, is that really $629?"
Here's what happened when Colette went to the emergency department, as recounted by her father, Malcolm.
They showed up and waited about 20 minutes until they were called back and placed into an exam room. A nurse came by and checked on them, and a few minutes later a doctor came in.
"He tells us that Colette is okay, that the reason it's bleeding so much is because there are so many capillaries at the end of the finger," Bird said. "Then he literally runs the finger under the tap, dries it, puts a Band-Aid on it, and says that's it. We're very relieved, we go back to the car, and the Band-Aid falls off. But it was fine because it had stopped bleeding."
Everything about the visit, he says, seemed fine — the doctor, the nurse, all of them were reassuring and provided appropriate care.
Then the $629 charge arrived. To Bird, this seems nuts — in his view, the hospital wanted him to pay $629 for a Band-Aid. Even though his insurance had negotiated the price down to $440, he was still incensed by that initial number.
Anger is fraying the doctor-patient relationship
by Elaine Polfeldt - Medical Economics
Kelly Collins, MD, often hears patients venting about high copays and insurance denials. Many are working people who earn too much to qualify for Medicaid but too little to afford good-quality health insurance, and they are angry that their plans cover little of the care they need.
“A lot of my patients are struggling,” says Collins, who runs a solo family practice in Bellevue, Nebraska. “One little thing can push them over the edge.”
Collins is not alone. A large portion of the 145 physicians who responded to an exclusive Medical Economics poll reported that they are seeing greater numbers of angry patients these days. Compared to their practice environment a year or two ago, 87% reported an uptick.
Paying for care is the main spark of the anger, the survey found. Among physicians seeing more angry patients, 56% said the cause was financial concerns, such as high copays or deductibles.
Other factors are adding to rage that’s simmering in physicians’ offices, the survey found. “Inability to get desired prescriptions” was the second-most cited reason in the survey, mentioned by 12% of physicians. In some cases, the desired prescriptions were for opioids. For other patients, they were for drugs not covered by their insurance or for which their share of the payment was more than they could afford.
Psychiatrist David Reiss, MD, often saw patients who were angry they could not get access to needed drugs during his two decades working in the California workers’ compensation system. Some of these
patients were pushed out of needed treatment, denied medication the system no longer would cover or forced to wait months to get a prescription filled.
patients were pushed out of needed treatment, denied medication the system no longer would cover or forced to wait months to get a prescription filled.
“In workers’ compensation, the whole system is broken,” says Reiss, of Rancho Santa Fe, California. He finally left in frustration and now gives seminars on treating difficult patients, in addition to running a private practice.
Given the frustrations they are witnessing, many physicians are finding it is more important than ever to have plans in place to respond to angry patients in a constructive way.
Planning ahead
As many practice employees have discovered, it can be difficult to deal with an enraged patient when the waiting room is full—or even when it’s not. Developing a plan for preventing and handling patient anger can help minimize disruptions, experts say, saving valuable time and maintaining relationships with patients.
The key to calming patient anger is empathy—something that may be hard to convey when one is under verbal attack, according to Bernard Golden, PhD, a practicing psychologist for almost 40 years and author of the book “Overcoming Destructive Anger,” scheduled for publication by Johns Hopkins Press in June.
When physicians or staff speak more softly and slowly to an angry patient, move from behind a desk and welcome a patient to sit in the most comfortable chair in the room, those gestures can go a long way towards calming the situation, he says. If a patient is making the staff or physician angry, he recommends deep breathing or other relaxation techniques to help calmly address the situation.
“One of the things I emphasize is when someone is standing in front of you and is angry they are feeling threatened in some way,” says Golden. “It may be anxiety or insecurity about their finances.”
Acknowledging a patient’s anger can help defuse it. For instance, he says, a physician or team member might say, “I can tell you’re angry. Maybe you’re angry about finances. Can you talk about that and your frustration?”
Naloxone Price Hikes Spark Congressional Interest
For years, the cost of the overdose reversal drug Naloxone, often called by its brand name Narcan, has been relatively low, a few dollars a vial. Recently, prices have soared. Sen. Susan Collins (R-Maine) and other members of congress are demanding to know why.
Naloxone is made by several manufacturers but that hasn’t kept a lid on pricing. For example: one auto-inject version of the drug has gone from $575 for two-doses to more than $3,500. Even a generic version used by hospitals went from $1.84 a vial to $31.66 a vial last year. Collins says she is baffled at the price hikes.
“There are five versions of this drug,” says Collins, “And usually when you see that kind of competition in the generic market, you don’t see these out of control, unwarranted price increases.”
As chair of the Senate Aging Committee, Collins has been investigating prices for specialty drugs where there are no generic competitors. She says she will be writing the five companies to ask them to explain their increases.
First District Congresswoman Chellie Pingree (D-Maine) says, “I think that the pharmaceutical manufacturers take advantage of people in need. The idea that this has been around since 1971 and the prices have gone up 17 times recently now because of high demand – it’s got to be about greed.”
Generic drug makers cannot sell their products directly to first responders or non-medical personnel, and they say that the price hikes are the result of third parties repackaging the drugs for sale.
Pingree says that whatever is causing the increases, Congress should take action to stop the unwarranted increases. “We have become very conscious that we have an opioid epidemic going on in our country that this drug can save lives and however we need to do it, we should find out what the root of the problem is and step in and make sure it is affordable and very available.”
Pingree says access to the drug is so important that Congress should consider setting up a process to negotiate purchase of the drug on behalf of all the users across the country. She says that approach has worked well for the Veterans Administration in holding down costs, and is routine in many other countries.
Sen. Collins says the price spike raises serious concerns about recently passed legislation to authorize additional federal funding for Naloxone purchases by first responders.
“That raises real concerns about the strategy to equip first responders with Naloxone so that they can respond to overdoses and save lives,” Collins said.
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