MICHAEL A. MEMOLI, LISA MASCARO
Six months ago, a House Republican campaign official listed the top three issues that would propel the party's candidates to victory in the midterm election: "Obamacare, Obamacare, Obamacare."
It was a strategy that worked well in 2010, when GOP electoral gains were fueled primarily by a high-profile campaign to repeal the newly passed Affordable Care Act.
But now, months removed from the political storm that resulted from the botched rollout of the law and as more Americans begin receiving healthcare under the program, many Republicans have a more nuanced view of its importance.
House Republicans are broadening their once-singular focus on the healthcare law and headed into an extended summer break without delivering on their promise to advance an alternative.
For much of the summer, in fact, the issue has receded as both a topic of daily assaults in Congress and on the campaign trail. The once-common House votes to repeal Obamacare have been replaced by a probe into improper Internal Revenue Service targeting, hearings into treatment delays for veterans and a Republican push to sue or even impeach President Obama on allegations of overstepping his constitutional bounds.
Republicans "are not finding as much traction" on Obamacare as they'd like among voters, according to Democratic strategist Stanley Greenberg. New polling from his firm found that voters in the states that will determine control of the Senate were evenly split between whether to implement and fix the health law or repeal and replace it.
Perhaps the most obvious sign of the shift has been what is seen, or not, in television advertising in key states. The percentage of broadcast television ads focused on Obamacare dipped in the spring, according to a study conducted by Kantar Media/CMAG, a nonpartisan media-tracking firm, for the Cook Political Report. The study found, however, that the percentage of Obamacare ads rose again in July.
"Back in 2010, Republicans were quite upfront about their plans to hang Obamacare around the necks of Democratic incumbents," wrote Elizabeth Wilner, a senior vice president for Kantar. "They're still running with the issue. They're just not necessarily promoting it."
Adventures in ‘Prior Authorization’
“DEAR
Doctor,” the letter from the insurance company began. “We are writing
to inform you that a prior authorization is required for the medication
you prescribed.”
That’s
usually where I stop reading. Thousands of these letters arrive daily
in doctors’ offices across the country. They are attempts by insurance
companies to prod doctors away from more expensive treatments and toward
less expensive alternatives. To use the pricier option, you need to
provide a compelling clinical reason.
In
theory, this is a reasonable way to control costs by making it harder
to prescribe costlier medications. In practice, it is a wasteful
administrative nightmare, a cavalcade of recurring paperwork, lengthy
phone calls and bureaucratic battles.
One study estimated
that on average, prior authorization requests consumed about 20 hours a
week per medical practice: one hour of the doctor’s time, nearly six
hours of clerical time, plus 13 hours of nurses’ time. Other studies
have suggested that prior authorizations could cost individual practices
tens of thousands of dollars a year.
The letter in my hand concerned one of my patients, Mr. V., who suffers from stubborn hypertension.
His chart is a veritable tome, documenting the years of effort it took
to find the combination of four different blood-pressure medications
that controls his hypertension without upsetting his diabetes,
kidney disease and valvular heart disease or making his life miserable
from side effects. We’ve been on stable ground for a few years now, a
state neither of us takes for granted.
But
Mr. V. had changed insurance companies, and now one of his medications
required a prior authorization. The last thing I wanted was for him to
be turned away at his pharmacy and have his blood pressure spiral out of control, so I called right away to sort things out.
Twenty
minutes of phone tree later, I discovered that the problem was that I
had exceeded a pill limit for one of his medications. Mr. V. needed to
take 90 of those pills each month for the high dosage that his blood
pressure required. I patiently explained this to the customer-care
representative.
Equally patiently, she told me that 45 pills a month was the maximum allowed for this particular medication.
Three
more phone trees and three more customer-care representatives later, my
patience was flagging. Apparently a request for 90 pills was flummoxing
the system. Representative No. 4 asked me to list all the
blood-pressure medications that Mr. V. had been on in the past,
including dates of initiation and relevant lab values, a request of epic
proportions in his case.
The
representative went down her checklist. “Would taking 45 pills per
month instead of 90 pills adversely affect Mr. V.’s health?” she asked.
At
first I thought she was joking. “Well,” I replied, “it would probably
make his blood pressure shoot up in the second half of the month.”
She paused, then asked her next question with the encouraging uplift of suggestion. “Has Mr. V. ever tried 45 pills per month instead of 90 pills?”
Then
I realized that she was not joking. “Are you out of your mind?” I
hollered into the phone. “It’s taken years — years! — to find the right
combination of meds to control his blood pressure without killing his
kidneys or making him dizzy or nauseated or depressed or ruining his
libido or running his potassium off the charts or breaking his bank
account. Do you really think I’m going to randomly jiggle the dosages
just for the hell of it?”
“A simple yes or no will suffice, doctor.”
Prior
authorization clearly saves money for the insurance companies, at least
up front. Many physicians simply give in, because the process is just
too arduous.
But
prior authorization ultimately ends up costing the health care system.
The time and money that medical practices devote to prior authorizations
could surely be put to better use for patient care. And it’s not even
clear that insurance companies save money in the long run. One study examined the records of more than 4,000 patients with Type 2 diabetes
who were prescribed medications requiring prior authorizations. Those
who were denied the medications had higher overall medical costs during
the following year; not getting the medications probably worsened their
conditions.
I
bit my tongue for the remainder of my conversation with the insurance
company, holding back long enough to obtain the prior authorization that
would allow Mr. V. the 90 pills he needed each month. I tried not to
break the phone when I finally slammed down the receiver.
I’m
all for controlling medical costs and trying to apply rational rules to
our use of expensive medications and procedures. But in the current
system, everything seems to be in service of the corporate side of
medicine, not the patient. The clinical rationale and the actual patient
— not to mention the doctors and nurses involved in the care — are at
best secondary concerns.
In the end, we were able to keep Mr. V.’s blood pressure under control. My blood pressure, however, was a different story.
A Doctor's Perspective On Obamacare Plans
This story is part of a partnership that includes WNPR , NPR and Kaiser Health News. It can be republished for free. (details)
On a recent afternoon at his office in Hartford, Conn., Dr. Doug Gerard examines a patient complaining of joint pain. Gerard, an internist, checks her out, asks her a few questions about her symptoms and then orders a few tests before sending her on her way.
For a typical quick visit like this, Gerard could get reimbursed $100 or more from a private insurer. For the same visit, Medicare pays less — about $80. And now, with the new private plans under the Affordable Care Act, Gerard says he would get something in between, but closer to the lower Medicare rates.
That's not something he's willing to accept.
"I cannot accept a plan [in which] potentially commercial-type reimbursement rates were now going to be reimbursed at Medicare rates,” Gerard says. “You have to maintain a certain mix in private practice between the low reimbursers and the high reimbursers to be able to keep the lights on."
Three insurers offered plans on Connecticut’s ACA marketplace in 2014,and Gerard is only accepting one. He won't say which, but he will say it pays the highest rate to doctors.
"I don't think most physicians know what they're being reimbursed. Only when they start seeing some of those rates come through will they realize how low the rates are they agreed to."
Gerard's decision to reject two plans is something officials in Connecticut are concerned about. If reimbursement rates to doctors stay low in Obamacare plans, more doctors could reject those plans. And that could mean that people will get access to insurance, but they may not get access to a lot of doctors.
That worries Kevin Counihan, who runs Connecticut's health insurance marketplace.
"I think it could lead potentially to this kind of distinction that there are these different tiers of quality of care," Counihan says.
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